Spiking neural networks (SNNs) provide a biologically inspired, event-driven alternative to artificial neural networks (ANNs), potentially delivering competitive accuracy at substantially lower energy. This tutorial-study offers a unified, practice-oriented assessment that combines critical review and standardized experiments. We benchmark a shallow fully connected network (FCN) on MNIST and a deeper VGG7 architecture on CIFAR-10 across multiple neuron models (leaky integrate-and-fire (LIF), sigma–delta, etc.) and input encodings (direct, rate, temporal, etc.), using supervised surrogate-gradient training implemented in Intel Lava, SLAYER, SpikingJelly, Norse, and PyTorch. Empirically, we observe a consistent but tunable trade-off between accuracy and energy. On MNIST, sigma–delta neurons with rate or sigma–delta encodings achieve 98.1% accuracy (ANN baseline: 98.23%). On CIFAR-10, sigma–delta neurons with direct input reach 83.0% accuracy at just two time steps (ANN baseline: 83.6%). A GPU-based operation-count energy proxy indicates that many SNN configurations operate below the ANN energy baseline; some frugal codes minimize energy at the cost of accuracy, whereas accuracy-oriented settings (e.g., sigma–delta with direct or rate coding) narrow the performance gap while remaining energy-conscious—yielding up to threefold efficiency compared with matched ANNs in our setup. Thresholds and the number of time steps are decisive factors: intermediate thresholds and the minimal time window that still meets accuracy targets typically maximize efficiency per joule. We distill actionable design rules—choose the neuron–encoding pair according to the application goal (accuracy-critical vs. energy-constrained) and co-tune thresholds and time steps. Finally, we outline how event-driven neuromorphic hardware can amplify these savings through sparse, local, asynchronous computation, providing a practical playbook for embedded, real-time, and sustainable AI deployments.